Studies
Work
Holidays
Daily life
PLAN SANTÉ DIGINOMAD
This new travel insurance is ideal for a hyperconnected stay abroad. Created to meet the different needs of digital nomads, this contract offers 24-hour assistance, unlimited coverage of medical expenses in the event of illness or accident, assistance and damage to third party guarantees, and insurance for electronic goods, in the event of theft or breakage.
Coverage duration
Up to 366 days
Country of residency
European Union
Destination
All the world except the exclude countries
Travel type
Business, Expat
Age limit
40 years old
À partir de
From €70 / month
COVERAGE
- ASSISTANCE AND REPATRIATION
- MEDICAL EXPENSES
- BAGAGES
- PUBLIC LIABILITY
- PERSONAL ACCIDENT
- TRAVEL ACCIDENT
- HIGH TECH GOODS
- Repatriating the insured to the medical center or to his/her home address
- Meeting the costs of a travel ticket and the accomodation expenses of a member of the insured’s family
- Meeting the costs of a travel ticket in case of hospitalization (more than 48 hours) of a family member
- Repatriating the insured’s body to his/her country of origin in the event of death
- Return with children
- Legal assistance abroad up to €3.000
- Bail bond abroad up to €7.500
Unlimited cover of medical expenses abroad at real cost without deductible
- Direct payment in case of hospitalization. In the event of hospitalization, obligatory call to the assistance platform
- Reimbursement for other medical expenses (consultation, analyses, drugs, etc.)
- Reimbursement for emergency dental treatment : actual expenses up to €300
- Reimbursement for optical emergency : actual expenses up to €250, deductible on each file €50.
Temporary return :
If the Insured stays in France temporarily for a period of less than 30 consecutive days (e.g.
holidays), even though his/her planned stay abroad has not ended and his/her contract is still valid, in accordance with the dates appearing on his/her Enrolment Application and Assistance Card, he/she shall benefit from the payment of medical expenses arising from an accident or an illness.
This payment shall be made up to the limit and subject to the deductible specified in the “Table of Limits” and as a supplement to the French Social Security benefit for those who pay national insurance, and failing this, limited to the stipulated rate of the French Social Security scheme
- Coverage in case of hospitalization up to € 1,000,000, without deductible
- Reimbursement of health up to 15.000 €, without deductible
- Emergency dental care up to 300 €, without deductible.
European Union : See note to the traveler regarding the specific terms of reimbursement.
- Loss, theft or damage to baggage, maximum any one Insured and in all : €2.000. Deductible on each files : € 25
- Baggage theft during the stay, only in case of aggression
Valuable objects : refund cap limited up to 50% of the amount of guarantee
Civil Liability Insurance, deductible 80 €
- Bodily injuries up to 4.500.000 €
- Property damage up to € 450,000
- Fire water damage up to € 100,000
- Payment of a capital of € 8,000 in case of accidental death or disability
- Payment of a capital of 40.000 € in case of invalidity
- Transmission of urgent messages
- Advance of funds up to €500, in case of loss or theft of means of payment, passport, etc.
Up to 1.500 €, the following devices:
- Laptop
- External hard drive
- Headphone audio
- Headset and hands-free kit
- Tablet
- Mobile phone (amount limited to 200 €)
Document to be completed and provided upon membership: devices to be insured declaration form
EXCLUSIONS
- Relapses of previously observed diseases with a risk of sudden and near unbound worsening.
- The consequences or relapses of accident or illness previously observed and the medical expenses incurred by the diagnosis or treatment of a physiological condition (pregnancy) already known before the effective date of the guarantee
- When the insured practices a sport in a professional or practical way or takes part in an amateur course requiring the use of a land, air or water powered machine
- When the insured uses as pilot or smuggler an ultralight, hang gliding, flying wing, parachute or paraglider.
Contact us for any requests regarding exclusions
PRICES
To benefit from the “European Union Countries” tariff, you must:
- Being a social insured and carrying the European Health Insurance Card
- Provide proof of enrollment and at the latest before the effective date.
Our reimbursement of medical expenses will be made exclusively in addition to the amounts paid by the Compulsory Plan and on presentation of the organization’s statement.
To benefit from a refund to the 1st Euro (without Social Security intervention) or for the non-insured, you must select in step 1 of the application form “All destinations, except excluded countries”.
US and / or Canada pricing is not exclusive to this region. You can travel around the world at this price, except in excluded countries.
On the other hand, other destination pricing excludes all stays in the USA or Canada.
REINFORCEMENT
- In case of temporary return of the insured, extension of the duration of the guarantee up to 90 consecutive days (instead of 30 days) from the date of return.
and/or
- Upon the definitive return of the insured or at the end of the contract, maintenance of the guarantee (on the social security reimbursement basis) for 90 days from this date, the time to regain rights.
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